had it so good, right now a lot of you will never have had it so bad. what do you think? 08085 909 693, text us on 85058. thomas, fund manager, you're missing the valves out. it manager, you're missing the valves out. , �* , manager, you're missing the valves out. , ~ , , ., ., out. it is aberdeen, yeah, without the vowels- _ out. it is aberdeen, yeah, without the vowels. irritable _ out. it is aberdeen, yeah, without the vowels. irritable bowel... - the vowels. irritable bowel... director of — the vowels. irritable bowel... director of tax _ the vowels. irritable bowel... director of tax research. - the vowels. irritable bowel... director of tax research. are | the vowels. irritable bowel... i director of tax research. are you all right, richard? are you there, richard? can we speak to, richard? you have got me, sorry. i have been sitting waiting for the programme to start, nikki. that is my apology. lee in caterham.—

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