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Are general contractors covered when the cost of repairing or removing a subcontractor's defective work results in the loss of use of the tangible property which is not itself physically damaged.
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Confusion over insurance, contractors creates headache for customers
Carmen Baker stands by last Sunday to help pass tools and materials to her boyfriend, Bob Chittick, as he works on the ceiling of her bathroom at Edgewood Forest Mobile Home Park in Cedar Rapids. Baker’s home was severely damaged in the Aug. 10 derecho. Unable to find reliable contractors, Chittick, who has a background in construction, has taken on the project himself and works on the trailer almost daily when he has time between his two jobs. The two have been buying materials as they’re able to slowly make progress on the project. (Andy Abeyta/The Gazette)