Because Discover is an online bank, its CDs' APYs are much higher than those typically offered by brick-and-mortar banks. See the rates Discover offers.
Annuities, especially multiyear guarantee annuities, offer a way for Baby Boomers to rebalance their portfolios, while providing good rates and tax advantages. When Fidelity Investments recently crunched the data on its retirement accounts customers, it found that 37% of those born between 1946 and 1964 (so-called Baby Boomers) have more equity holdings than they should.Depending on age, people in this age bracket should have 47% to 67% in equities, Fidelity said. But well more than a third were
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