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• Whether you are still working  When you should claim also depends upon your personal benefit goals. For example, if you wish to maximize your monthly SS benefit amount you can best do that by simply waiting until age 70 to claim. For each full year you delay past your full retirement age (FRA), your SS benefit will grow by 8 percent, up to age 70 when you get the maximum you’re entitled to. If you are married and die first, that will also provide your widow with a higher benefit as your survivor if your wife’s own benefit is less than yours. But waiting until age 70 to maximize isn’t for everyone.

Dear rustySocial securityDelayed retirement creditsஅன்பே துருப்பிடித்ததுசமூக பாதுகாப்புதாமதமாக ஓய்வு வரவு