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Ottawa s new mortgage rules take aim at pockets of risk in housing market

The Globe and Mail Adrian Wyld/The Canadian Press Published December 11, 2015 This article was published more than 5 years ago. Some information in it may no longer be current. Text Size The Liberal government is overhauling the rules governing the mortgage industry in a bid to target what it said were pockets of risk in the housing market. The three-pronged approach includes doubling the minimum down payment for some home buyers, increasing the fees charged to lenders that securitize government-backed mortgages, and proposed changes that could require lenders to hold more capital against some insured loans in order to curb mortgage fraud and to slow rising levels of household debt.

The pandemic housing craze is fuelling another boom: reverse mortgages

The pandemic housing craze is fuelling another boom: reverse mortgages © GettyImages Low interest rates and skyrocketing housing prices are fuelling demand for reverse mortgages. With interest rates at rock bottom and home prices skyrocketing, reverse mortgages are losing their stigma. Once considered by many a last-ditch solution for cash-strapped seniors, reverse mortgages have been growing in popularity for years. But the housing boom that s taken hold in much of Canada during the COVID-19 pandemic is giving reverse-mortgage lenders yet another boost. Money 123: Weighing the costs and benefits of reverse mortgages Replay Video HomeEquity Bank (HEB), by far the largest and oldest of the two reverse mortgage providers in Canada, saw 14 per cent growth in loan originations during the last quarter of 2020, according to Yvonne Ziomecki, who heads marketing and consumer sales operations at the bank.

A Primer on Canadian Sanctions Legislation - January 2021 | Blake, Cassels & Graydon LLP

Two additional regulations made under the United Nations Act implement the UN suppression of terrorism sanctions and sanctions against Taliban, ISIL (Da esh) and Al-Qaida. The Canadian authorities do not maintain a consolidated list of all designations under the United Nations Act regulations. However, the UN publishes a consolidated list of all designations under the UN Security Council resolutions on its website. The sanctions imposed under the United Nations Act regulations vary depending on the target jurisdiction or group and generally include arms embargoes, trade restrictions, and prohibitions against providing financial services or technical assistance in respect of such covered activities. In addition, the

Market movers: Stocks seeing action on Monday and why

Market movers: Stocks seeing action on Monday and why
theglobeandmail.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from theglobeandmail.com Daily Mail and Mail on Sunday newspapers.

Royal Bank of Canada announces NVCC subordinated debenture issue

Share this article /NOT FOR DISTRIBUTION TO U.S. NEWSWIRE SERVICES OR FOR DISSEMINATION IN THE UNITED STATES/ TORONTO, Jan. 21, 2021 /CNW/ - Royal Bank of Canada (TSX: RY) (NYSE: RY) today announced an offering of $1 billion of non-viability contingent capital (NVCC) subordinated debentures ( the Notes ) through its Canadian Medium Term Note Program. The Notes bear interest at a fixed rate of 1.67 per cent per annum (paid semi-annually) until January 28, 2028 and at the three-month Canadian Dollar Offered Rate plus 0.55 per cent thereafter until their maturity on January 28, 2033 (paid quarterly). The expected closing date is January 28, 2021. RBC Capital Markets is acting as lead agent on the issue.

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