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L&G keen to support customers reduce emissions | Mortgage Introducer

Residential housing is currently the third-largest contributor to CO2 emissions, according to data collected by the firm. “As two-thirds of the UK’s housing stock falls below the C grade on Energy Performance Certificates (EPCs), we need to focus on making our existing stock more efficient,” according to Claire Singleton, chief executive of Legal & General Home Finance. Singleton went on to explain that a “few improvements can make a massive difference to the environment, the bills we pay and a property’s market value.” Installing an air source heat pump could cut a home’s CO2 emissions by 2,600kg per year, saving close to £700 in the process, the data shows.

MHCLG: Sharp increase in on-site building work between July and September

New Guidance Documents On The Application Of The Green Loan Principles In Real Estate Finance - Finance and Banking

GREEN LOANS AS PART OF REF INVESTMENT LENDING TRANSACTIONS AND RERF LENDING TRANSACTIONS The Guidance Documents broadly define green loans as any type of loan instrument made available exclusively to finance or re-finance, in whole or in part, new and/or existing green projects . The Guidance Documents also offer a reminder of the four core components of the GLPs, which consist of the following: Use of proceeds Management of proceeds Reporting Since green loans are not sector specific, they can be used in any industry, including REF investment transactions and RERF transactions. GREEN PROJECTS IN THE REF INVESTMENT CONTEXT AND THE RERF

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