1.1. Purpose
This policy sets out the intention and direction by which the Friends of the National Library of Australia Incorporated (‘the Friends’) approaches and manages the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Clth).
The Privacy Act regulates how certain incorporated associations store, use and disclose personal information, and how individuals can access information held. It requires the Friends to comply with the APPs and take reasonable steps to implement practices, procedures and systems relating to personal information.
This policy applies only to personal information the Friends specifically collects from members of the Friends, persons who attend Friends’ events and persons who provide products and services to the Friends.
1.1. Purpose
This policy sets out how the National Library of Australia (the Library) approaches and manages the Australian Privacy Principles (APPs) contained in Schedule 1 to the
(Privacy Act).
The Privacy Act regulates how Commonwealth agencies such as the Library collect, store, use and disclose personal information, and how individuals can access or correct personal information the Library holds. It requires the Library to comply with the APPs and take reasonable steps to implement practices, procedures and systems to protect personal information.
Library collections
The Privacy Act does not apply to library material held, managed and made accessible by the Library, whether published (such as books, journals, newspapers and websites) or unpublished (oral history interviews, photographs and archival collections).
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Buy Now Pay Later versus credit cards: Which one is right for me? Tuesday, 25 May 2021
The buzz around buying now and paying later is loud right now: according to Mozo’s research, 5.8 million Australians had a Buy Now Pay Later (BNPL) account in 2020.
That’s 30% of the population!
Of this growing number of users in Australia, statistics from the RBA show that over half are under 40. Illion’s 2020 Credit Card Nation report illustrates this too - summarising that the Buy Now Pay Later market is dominated by under-35s and that over 50s make up only 15% of it.
The report suggests that while younger Australians have been more willing to embrace BNPL later services, Gen X and Boomers have largely stuck with credit cards. Now we know these are generalisations. The truth is you might be a Millennial who has stuck with your credit card, or you could be a Gen X or Boomer ready to take the leap to Buy Now Pay Later.
Deakin
To mark Privacy Awareness Week, Industry Professor Phillip Magness at Deakin’s Centre for Cyber Security Research and Innovation argues businesses should carefully consider how much personal information they keep, given the risks of a data breach.
An area of privacy that often receives less attention than others is data retention. In my experience, individuals and organisations continue to hold personal information when they don’t really need it anymore; perhaps for fear of deleting something that they may need “one day, for something, maybe” or perhaps because they are uncertain about their retention requirements.
Summarily, the Australian Privacy Principles require an entity that is bound by the Privacy Act to take reasonable steps to destroy or de-identify personal information when it is no longer needed for any purpose for which it was collected.