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Page 28 - ஆஸ்திரேலிய வங்கி சங்கம் News Today : Breaking News, Live Updates & Top Stories | Vimarsana

Australia s banks are bracing for difficult conversations with borrowers in 2021, as loan deferrals begin to expire

Commonwealth Bank CEO Matt Comyn (Joel Carrett, SMH) As loan deferrals get set to expire, thousands of Australians are going to face some tough decisions as they struggle to make repayments on their home and business loans. Australian Banking Association (ABA) CEO Anna Bligh said while the percentage of deferred borrowers who are 90 days or more behind on their loans is just 1.4%, she expects it to grow in the coming months. Meanwhile Commonwealth Bank CEO and ABA chair Matt Comyn said the withdrawal of record income support would force business owners and mortgagees alike wouldn’t help. While Australia’s banks are chuffed the majority of home and business owners are paying their bills once more, they know they’re not out of the woods just yet.

Not all will survive when loan repayment pause ends

Deferrals or pauses on bank loan repayments have been a critical lifeline during the COVID crisis. Australian Banking Association chief executive Anna Bligh says although 91 per cent of borrowers have now resumed repayments, it's clear that some won't survive as banks start calling loans in.

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