Building Housing Security During COVID-19 and Beyond
Housing was once the most common way most families built wealth in America, but today, it is a primary driver of financial insecurity for millions of people.
Before COVID-19, over 100 million people across the United States were struggling to afford housing. The pandemic exacerbated people’s short-term housing challenges – putting almost 40 million people at risk of eviction by the end of 2020 and even more on a trajectory toward long-term financial insecurity.
It doesn’t have to be this way.
Housing leaders across the country have the tools and knowledge necessary to expand access to stable, safe, affordable housing in their communities. Everyone has a role to play, and the Aspen Institute Financial Security Program has compiled, for the first time, a guidebook of solutions for all housing stakeholders, from policymakers and community residents to business leaders, financial institutions, and philanthropy – prioritizin
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As of October, around 12 million people, disproportionately Black and Latinx households, had yet to receive their Economic Impact Payments. Further, less than 60 percent of the 33 million UI claims made by the end of May had been paid. The visibility and scale of these failures have brought renewed attention fixing the longstanding inadequacy, inaccessibility, and unresponsiveness of the nation’s financial safety net.
To change these outcomes, we have to flip the current top-down model of policy design, replacing it with a person-centered approach. In this paper, the Aspen Institute Financial Security Program in partnership with Springboard to Opportunities identifies a set of practices for applying a person-centered framework to the design and evaluation of financial security policy.