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Preparing for a wave of non-performing loans | VOX, CEPR Policy Portal

Marina Conesa Martínez, Giulia Lotti, Andrew Powell The current pandemic crisis is challenging the banking system along both known and unknown tracks (Carletti et al. 2020, Beck and Keil 2021). While the accumulation of non-performing loans (NPLs) on banks’ balance sheets is typical for country-wide macroeconomic crises, there are several other characteristics of the pandemic that are not: first, the extraordinary cross-sector differences in the crisis’ impact (Demmou et al. 2021); second, the significant fiscal support addressing firms and households (Aussiloux et al. 2021); and third, the high degree of uncertainty concerning the economic consequences of serial lockdowns (Woloszko 2020, Ornelas 2020). The high degree of uncertainty is also the reason why policy proposals on NPL resolution should take a scenario-based approach (i.e. they should be designed as conditional on the events unfolding). 

The new EU STS framework for on-balance sheet (synthetic) securitisations | Allen & Overy LLP

To embed, copy and paste the code into your website or blog: On 16 December 2020, the Council of the European Union published final compromise proposals for a package of measures dubbed the “Capital Markets Recovery Package”, these were adopted by the European Parliament’s Committee on Economic and Monetary Affairs on 14 January 2021. Please see full Publication below for more information. allenovery.com The new EU STS framework for on-balance sheet (synthetic) securitisations January 2021 2 © Allen & Overy LLP 2021 Contents 1. Summary and Next Steps 4 2. Background 10 3. Key takeaways on the New Capital Charge for Synthetic Excess Spread 11 4. Key takeaways on the differentiated regulatory treatment 13 5. Key takeaways on the proposed eligibility criteria 15 5.1 Requirement for an EU-regulated protection buyer and the UK withdrawal from the EU (Brexit) 15 5.2 No restrictions on asset class 15 5.3 Eligible credit protection types, providers and collateral 1

No sudden withdrawal of fiscal measures

Business Editor The Minister for Finance has said there will be no sudden withdrawal of the fiscal stimulus measures put in place across Europe to deal with the Covid-19 pandemic. Addressing the European Parliament s Committee on Economic and Monetary Affairs in his role as President of the Eurogroup, Paschal Donohoe said it is important that finance ministers continue to debate and reach a common understanding on the appropriate budgetary stance by the summer. This can then serve as guidance for the preparation of draft plans in 2022, he said. Let me be clear, this is not about the imminent withdrawal of fiscal stimulus.

MIL-OSI Economics: ECB nominates Frank Elderson as Vice-Chair of the Supervisory Board

MIL-OSI Economics: ECB nominates Frank Elderson as Vice-Chair of the Supervisory Board
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