Healthcare for UK nationals living in Luxembourg
How to get state healthcare if you live, work or study in Luxembourg.
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State healthcare in Luxembourg is not completely free. Healthcare costs are covered by both the state and through patient contributions. These are known as co-payments.
Everyone must have health insurance in Luxembourg. If you live or work there, you need to register with a health insurance fund to get state medical care.
You may have to pay upfront for some treatment. Your health insurance fund will repay you for 80% to 100% of the costs later.
Healthcare for UK nationals living in Bulgaria
Summary: How to get state healthcare if you live, work or study in Bulgaria.
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State healthcare in Bulgaria is not completely free. You may need to pay something for most treatments and services. How much you pay depends on how your healthcare is funded.
UK nationals usually access the Bulgarian healthcare system in one of these ways:
paying state health insurance contributions through their Bulgarian employer
paying state health insurance contributions independently if you’re self-employed or financially independent
taking out private health insurance
using a European Health Insurance Card (
Healthcare for UK nationals living in Croatia
How to get state healthcare if you live, work or study in Croatia.
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Anyone living in Croatia for more than 3 months must have health insurance.
Healthcare is not free in Croatia. As well as insurance contributions, you’ll need to pay something towards the cost of any medical treatment. This is called a co-payment.
UK nationals usually access the Croatian healthcare system in one of these ways:
paying contributions to the Croatian Health Insurance Fund (HZZO)
using a European Health Insurance Card (
EHIC) or UK Global Health Insurance Card (