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98% of Public Service Loan Forgiveness applications rejected: What to do with your college debt By Erika Giovanetti article 98 percent of those who applied for the Public Service Loan Forgiveness program were denied, as of April 2021. Here s what to do with your student loans if your application was denied. (iStock) Expand The Public Service Loan Forgiveness (PSLF) program was established in 2007 with good intentions: student loan borrowers who become public servants may have a portion of their federal student loans forgiven after 10 years of working full-time and paying off their loans. In practice, though, student loan forgiveness has only been granted to 2% of PSLF applicants as of April 2021, according to

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