In his 1919 book,
The Economic Consequences of the Peace, John Maynard Keynes described the open borders of the then bygone first age of globalisation before WWI:
“
The inhabitant of London could order by telephone, sipping his morning tea in bed, the various products of the whole earth, in such quantity as he might see fit, and reasonably expect their early delivery on his doorstep, he could at the same moment and by the same means adventure his wealth in the natural resources and new enterprises of any quarter of the world, [and] he could secure forthwith, if he wished it, cheap and comfortable means of transit to any country or climate without passport or other formality.”
Homeowners Now Have a Cheaper Option for Flood Insurance
Homeowners Now Have a Cheaper Option for Flood Insurance
Private flood insurance has been around only since 2019.
Photo by Roschetzky Photography / Shutterstock.com
For decades, there was little choice when it came to buying flood insurance: All policies were written by the federal National Flood Insurance Program.
Now private policies offer a second option that, despite a few drawbacks, provides flood coverage that can be less expensive for many homeowners.
Private policies aren’t perfect. For one, they’re less dependable than federal policies. Where the NFIP guarantees renewal of its policies, a private insurer may elect not to renew a policy or even to cancel it.
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