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Ando banking review: Fight climate change and pay zero monthly fees Ando; Alyssa Powell/Insider You can track how your deposits are helping the environment in Ando s Impact Center. There s no minimum deposit or monthly service fees, and you ll earn an above-average savings APY. You might like Ando if you .  You might not like Ando if you . Are comfortable banking digitally Would like to receive paychecks early (feature goes live April 15) Prefer to bank in person Want to open a joint account or order a secondary debit card Want to find the highest online savings rate The bottom line: Ando is a solid online banking platform. Its strongest feature is that is uses your deposits to invest in companies that help the environment.

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