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States Are Leading the Way on a Public Health Insurance Option

States Are Leading the Way on a Public Health Insurance Option
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Colorado Option health care bill limps closer to finish line, with one House vote to go

The Health 202: Congressional Democrats are trying to jump-start action on health care

Senate approves public option bill that s not a public option

Even though it no longer creates a government-run public option medical plan, Senate Democrats praised themselves for passing their so-called public option bill Wednesday. The measure, HB1232, originally called for creating a state-run public option to be offered on Colorado’s health care exchange if insurance companies didn’t, on their own, lower premiums 20% by the end of 2024. But because of so much pushback from medical providers and hospitals, the bill was altered to mandate that insurance carriers gradually lower premiums by 18% by 2025. The bill also calls on the state’s commissioner of insurance to develop a standardized health insurance plan that private carriers would have to offer on the individual and small-group markets, and one that providers would have to accept.

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