By Jimmy J. Williams, CPA/PFS, CFP® Mar 14, 2021
Jimmy Williams
Educators are challenged every day. Why would you want to make your retirement transition challenging? You have worked for 30 years educating individuals that have changed the world through your guidance. Mrs. Smith, my first-grade teacher, was the first motivational speaker I heard in my life. At six years of age, Mrs. Smith instilled in me, or perhaps I should say endowed in my mind, the mantra and belief that âI could be anything I wanted to be if I worked hard enoughâ. This wonderful lady may have known, but I certainly did not, that she was bestowing to me a lifetime adventure of learning and dreaming that would reward me in tremendous ways throughout my life.
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Feb 21, 2021
Jimmy Williams
The recent paralyzing winter storm experienced across most of the United States brought to mind a quote I read years before originated by the American oil magnate, John D. Rockefeller. He said, âI always tried to turn every disaster into an opportunityâ. I am pretty certain, based on reading his biography, that Mr. Rockefeller meant his statement for business disasters but it is just as applicable for snow storms.
Many families were caught in difficult positions of financial disaster during the recent storms. A January 22, 2020, CNBC article on financial preparedness reported â41% of Americans would be able to cover a $1,000 emergency with savings.