Thousands of Brits could risk fines and losing MOT certificate within a few days
Motorists in the UK could lose their MOT certificate and be banned from driving within just a few days following a new rule introduced by Prime Minister Boris Johnson last year
19:35, 28 JAN 2021
Drivers could risk a fine if they don t sort out their MOTs (Image: Getty)
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BBC News
By Kevin Peachey
Published
image copyrightPA Media
Insurers have extended cover for people who are having to use their car to get to work owing to Covid restrictions.
Motorists who find they now have to use their car to commute to and from work will not need to contact their insurer about the change in circumstances.
The extension, until 30 April, also covers volunteers helping with the vaccine roll-out or grocery deliveries.
The cost of vehicle insurance dropped slightly last year but journey frequency has fallen too.
The Association of British Insurers (ABI) said that the average price paid for comprehensive motor insurance last year was £465. This was a fall of 1% compared with 2019, taking it to its lowest level since 2016.
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Following on from the Supreme Court decision on 15 January 2021
relating to the Financial Conduct Authority s (FCA) test
case brought to clarify the implication of business interruption
clauses in the current coronavirus pandemic for both policyholders
and insurers. The judgment largely supported policyholders
many of whom will now be able to rely on their commercial insurance
policies.
In order to further outline the FCA s expectations a Dear
CEO letter has been sent to the entire insurance industry sector by
Sheldon Mills, executive director of the FCA. In the
They confirmed the extension has caused demand to be “significantly higher than normal” since September.
Several police forces have reported stopping drivers without valid MOTs over the past few months as many fall foul of the extension.
Surrey Police Roads Policing Unit said: “For a vehicle to be used on a road it must have its documents in order.
“Government gave a six month MOT extension last year. Beyond that, the law is the law.”
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According to Halfords, the current fine for driving without an MOT is up to £1,000.
However, drivers can even be charged for driving an unroadworthy car even if their MOT certificate is still valid.