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June 8 Concerning education, there was not a racial wealth gap for households headed by non-college graduates. However, when Morningstar looked at households headed by college graduates, it found that debt may play a major factor holding higher-educated households back from saving. “Black families with a college graduate as a head of household do save more than less educated households, but white families led by college graduates save even more,” Michael Thompson says. “You graduate college and you have debts, and often as is the case with me personally and many other successful Black professionals that I know we re not only supporting ourselves but we also have extended family members to support just because of the total community impoverishment that s happened as a result of the injustices that are part of living in the United States as a Black person,” Robasciotti says.

New yorkUnited statesWhite houseDistrict of columbiaMorningstar michael thompsonBrian thompsonKeith reid clevelandRachel robasciottiMichael thompsonXy planning networkNational association of personal financial advisorsAssociation of african american advisorsBuilding blackAssociate editor keith reid clevelandAdasina social capitalAdasina social