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Channel3000.com January 20, 2021 9:53 AM Bob Sullivan - Forbes Advisor Posted: Updated: January 22, 2021 10:54 AM It’s the Coke vs. Pepsi debate of personal finance. When you have extra money at the end of the month, should you pay down debt or bulk up your retirement savings? Ask this question at a party of financial advisors and you’ll get as many different answers as there are attendees. That’s good, because it’s a very personal decision, and the answer depends on an individual’s financial situation and their emotional relationship to money. There are, however, a few useful guidelines and the best answer for you might not be as obvious as you think.

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