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Private medical cover has many benefits - but is it worth the cost? 12 May 2021 • 3:08pm There are a number of benefits to be had from private medical insurance. Private cover will typically give you access to increased medical resources, reduced hospital waiting times and a wider range of specialist treatments, as well as a private room. However, there are downsides to consider – not least the sometimes eye-watering cost of insuring yourself and your family against ill health. Premiums can be expensive and the costs are going up every year. Dan Hutson, of comparison website Compare the Market, said: “Typically speaking, health insurance premiums tend to increase by around 3-5pc per year, partly because of the increasing cost of treatment, and partly because people are living for longer.”

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