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First Choice Bancorp Announces First Quarter of 2021 Financial Results
April 26, 2021 16:13 ET | Source: First Choice Bancorp First Choice Bancorp
Current Quarter Highlights
Net income of $9.8 million, compared to $10.8 million for Q4 20 and $4.5 million for Q1 20
Diluted earnings per common share of $0.82, compared to $0.92 for Q4 20 and $0.39 for Q1 20
Pre-tax pre-provision income was $14.0 million, compared to $15.4 million for Q4 20 and $9.1 million for Q1 20
Net interest margin of 4.20%, compared to 4.31% for Q4 20
and 4.78% for Q1 20
Cost of funds of 0.18%, improved 9 bps from Q4 20 and 54 bps from Q1 20
Return on average assets of 1.64%, compared to 1.88% for Q4 20 and 1.06% for Q1 20
The Bank of Princeton Announces First Quarter 2021 Results
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PRINCETON, N.J., April 22, 2021 /PRNewswire/ The Bank of Princeton (the Bank ) (NASDAQ: BPRN) today reported its unaudited results of operations and financial condition for the quarter ended March 31, 2021. The Bank reported net income of $4.9 million, or $0.70 per diluted common share, for the first quarter of 2021, compared to net income of $4.1 million, or $0.60 per diluted common share, for the fourth quarter of 2020, and net income of $3.0 million, or $0.44 per diluted common share, for the first quarter of 2020. The increase in net income, when compared to the three months ended December 31, 2020, was primarily due to a $1.2 million increase in net-interest income and a $525 thousand reduction in the provision for loan losses, partially offset by a $307 thousand decrease in non-interest income and a $349 thousand increase in non-interest expense. The increa
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