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Getting a boat loan: What you need to know
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Getting a boat loan: What you need to know
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Before you set sail in a new boat, educate yourself on boat loans, so you don’t sink yourself with a bad loan. (iStock)
Setting sail on the water is a dream for many Americans. And in 2020, that dream became a reality for many new boat captains, as recent powerboat sales increased by 12% compared to 2019, according to the National Marine Manufacturers Association. With an average price of $37,000 for a traditional powerboat, many of these new boat owners likely needed a boat loan to purchase their vessel.
If you’re looking to hit the water, read on to learn your boat financing options and how to apply for a boat loan. Then check out an online lender marketplace like Credible for loan resources and find competitive rates tailored for you.
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Profile: Bill Yeargin of Correct Craft
Bill Yeargin, a reluctant CEO, navigated boat maker Correct Craft through three crises. He s working to avoid a fourth.
Clad all in black, tall, Bill Yeargin nonetheless strikes a self-effacing figure as he quietly returns greetings of “Hi, Bill” from the workers on the Correct Craft boat factory floor. His shirt has the company name and a slogan introduced under his management: “Making Life Better” better for customers, but also workers and, he says, anyone else the company touches.
Right now, the better life is in high demand. “We have dealers and customers screaming, wanting boats,” he says. He aims to please, but meeting demand isn’t what worries him. What concerns him is a future in which the factory east of Orlando could fall silent.
Getting a boat loan: What you need to know
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