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Women Business Correspondents: Agents of change in India s financial inclusion

× The unique strengths of women BCs positively influence low-income women’s engagement with financial services; despite that, aspiring women BCs face many barriers In a remote Uttar Pradesh village, Roshni, a farm-hand, waits anxiously for the weekly visit of her Bank didi (word for ‘elder sister’ in India). She holds in her hand, ₹50 as savings and proudly says “Didi encouraged me to save even if only ₹10; initially, even that was so difficult. She was so patient and would explain the benefits. Even now, she answers all my questions, however small. She tells me about new schemes that are good for me. It is only because of her that now I have my ‘own’ money”. In this small village, the Bank ‘didi’ has become a ‘financial advisor’ and ‘relationship manager’ to many such Roshnis and is helping them in their journey towards true financial inclusion.

Migrant workers returning, getting work: Labour and Employment Minister Santosh Kumar Gangwar

Noting that there are 10 crore labourers in the organised sector and 40 crore in the unorganised sector, Gangwar said the government is making efforts and running programmes to shift the workforce employed in the unorganised sector to organised sector. Employment generation coupled with improving employability is the priority of the government, he said in a written reply to a starred question. The government has taken various steps for generating employment in the country, the minister said. The measures include encouraging various projects involving substantial investment and increasing public expenditure on schemes like Prime Minister s Employment Generation Programme (PMEGP), Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGS), Pt Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY), Deendayal Antyodaya Yojana-National Rural Livelihoods Mission (DAY-NRLM) and Pradhan Mantri Mudra Yojana (PMMY).

Migrant workers returning, getting work: Gangwar

A New Vision For The Village

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