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Alton looks to stem tide by offering loans for home repairs

The home Angela Relford owns is more than 100 years old and came with wiring that was outdated and dangerous. The aging heating and air conditioning unit was unreliable, and her limited income as a retired middle school teacher was not enough to keep up with one repair cost after another.

Help with money, mental health issues during the pandemic

Print Dear Liz: I have a friend in dire financial straits. She has borrowed from her retirement, spends too much and didn’t pay her rent thinking she would get pandemic relief, but she makes too much to qualify for emergency rental assistance. She has mental health issues, which are being addressed by a therapist, but I would love to offer her financial counseling services as well. She is in her late 50s and desperately depressed over this. It’s hard to stand by when the rest of our friend group is doing well, and we’re not sure how to direct her. I would possibly be willing to pay for a financial counselor but will not “loan” her money because that is a losing proposition.

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