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This credit rating is endorsed by Kroll Bond Rating Agency Europe Limited for use in the European Union. Information on a credit rating’s endorsement status is available on its rating page at KBRA.com. Further disclosures relating to this rating action are available in the Information Disclosure Form(s) referenced above. Additional information regarding KBRA policies, methodologies, rating scales and disclosures are available at About KBRA UK Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed se

United kingdomCity ofJohn hoganJack kahanKali sirugudiUnited kingdom financial conduct authorityHey habito ltdKroll bond rating agency europeKroll bond rating agencyKroll bond rating agency united kingdom limitedFleet mortgages ltdEuropean unionNational association of insurance commissionersPepper united kingdomLink mortgage servicesTopaz finance ltd