Operator
Greetings, and welcome to the L3Harris Technologies Fourth Quarter Calendar Year 2020 Earnings Call. [Operator Instructions].
It is now my pleasure to introduce your host, Rajeev Lalwani, Vice President, Investor Relations. You may begin.
Rajeev Lalwani
Vice President of Investor Relations
Thank you, Rob. Good morning, and welcome to our fourth quarter 2020 earnings call. On the call with me today are Bill Brown, our CEO; Chris Kubasik, our COO; and Jay Malave, our CFO. First, a few words on forward-looking statements and non-GAAP measures. Forward-looking statements involve risks, assumptions and uncertainties that could cause actual results to differ materially.
Nigeria’s Fidelity Bank is on course to becoming a tier 1 bank in the next few years, as outgoing CEO Nnamdi Okonkwo tells us in this exclusive interview.
In September Fidelity Bank, one of Nigeria’s largest banks in terms of deposits, announced record half-year results despite a challenging operating environment.
Fidelity is not as boisterous as some of the bigger Nigerian banks but has gained a solid reputation for its work in serving the real economy and the unserved by growing its SME lending and also its digital services. The bank is known for its prudent philosophy and governance.