In Hunstein v. Preferred Collection and Management Services, Inc., 994 F.3d 1341 (11th. Cir. 2021), the Eleventh Circuit held that a debt collector’s communication of a consumer’s.
Leah Dempsey
ACA International
Washington, DC
Leah Dempsey has a career marked by success as an advocate for the financial services industry, committed to advancing their priorities at the Consumer Financial Protection Bureau, the Federal Communications Commission, other federal agencies, and on Capitol Hill. Dempsey was recognized by The Hill as a Top Lobbyist in 2020 noting that, “The ranks of policy experts and influencers run deep in Washington, but these are the people who stand out for delivering results for their clients in the halls of Congress and in the administration.”
In her role as Vice President and Senior Counsel for Federal advocacy at ACA International, Dempsey leads efforts to develop and implement ACA’s federal advocacy agenda in Washington, DC. She writes and speaks frequently about the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, Unfair Deceptive Abusive Acts and Practices, and federal rules and legislation impacting the ac
Hunstein v. Preferred Collection and Management Services, Inc., the Eleventh Circuit decision on application Section 1692c(b) of Fair Debt Collection Practices Act FDCPA may have broader application, and was cited by Illinois federal court for assessing privacy notice.
Monday, May 24, 2021
Here at CPW, we’ve covered many decisions addressing the need for Article III standing when pleading a claim in federal court. A recent decision out of the Seventh Circuit is the latest to affirm that requirement, this time under the Fair Debt Collection Practices Act (“FDCPA”).
In
Markakos v. Medicredit, Inc., No. 20-2351, 2021 U.S. App. LEXIS 14339 (7th Cir. May 14, 2021), plaintiff alleged that defendant had sent her letters on behalf of a creditor seeking to collect a debt for medical services rendered in 2017. Plaintiff’s counsel disputed the debt, and defendant sent a subsequent letter listing a different amount for the debt.
[co-author: Michael Buckalew]
Since the California Department of Protection and Financial Innovation s (DFPI) formal establishment at the beginning of this year, a number of issues have come into focus as key agency priorities. Among these, debt collection is one of the highest priority issues for the new department which has been busy to that end. Here, we highlight the DFPI s recent debt collection-focused public statements and materials related to legislation and rulemakings, COVID-19 protections, and enforcement actions.
Legislation and Rulemakings
Last year, California passed two pieces of legislation establishing procedures for the licensing, regulation, and oversight of debt collectors: the California Consumer Protection Law (CCFPL) and the Debt Collection Licensing Act (DCLA). The CCFPL went into effect on January 1, 2021. The DCLA s debt collector licensing obligation and the DFPI Commissioner s enforcement authority over debt collectors in California will not take effect