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Why I have 21 credit cards, and how I decide which ones to keep

Why I have 21 credit cards, and how I decide which ones to keep Close icon Two crossed lines that form an X . It indicates a way to close an interaction, or dismiss a notification. Canceling a credit card can impact your credit score. Crystal Cox/Business Insider This page includes information about the Discover it® Cash Back product, which is currently not available on Insider and may be out of date. Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

How to earn, redeem, and maximize Delta SkyMiles miles in 2021

Delta miles are easy to earn by flying, with co-branded credit cards, or by transferring Amex points. You can use Delta miles for flights on Delta or its partners, including Air France and KLM. The best deals are often through Delta s award sales, and your miles will never expire. Delta is currently the world s second-largest airline, and if you live in a hub city like Atlanta, New York, or Seattle, it may be your carrier of choice. Because Delta s route network is so ubiquitous inside the US and because Delta SkyMiles are (relatively) easy to get, there are many different options for redeeming your miles with Delta and its partners in the SkyTeam alliance though not all of them offer the best value.

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