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Dubai: The pandemic situation is majorly reshaping people s habits, shifting many individuals to online shopping platforms and using digital payment methods to cater to their lifestyle needs.
It is majorly influencing the reliance on credit cards to facilitate most payments. Even for the physical point-of-sale transactions, people now prefer to make purchases without exchanging any cash due to the COVID-19 situation.
Tracking expenses is vital during COVID-19
Indian businessman Amit Vardhan, 51, uses just one credit card for most of his purchases and utility bills payments. The COVID-19 situation has raised his family s use of online shopping and increased credit card usage online.
Finance > Banks & institutions > Banks general
08 March 2021
Home loan rates in India have fallen to levels below 6.75 per cent with banks, flush with funds, reduced lending rates to lowest levels in nearly 15 years to beat the slump.
Private lender ICICI Bank is the latest to cut rates, after Kotak Mahindra Bank, State Bank of India, HDFC Bank and ICICI Bank reduced lending rates for home buyers.
ICICI Bank said the new rate of 6.70 per cent will be applicable to loans up to Rs75 lakh and will be open to all - new and existing customers. It also extended the facility of digital submission of loan applications.
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Updated Mar 06, 2021 | 09:53 IST
ICICI Bank said that home buyers, including those who are not its customers, can apply for home loan digitally through the bank’s website and mobile banking platform iMobile Pay. After SBI, Kotak Mahindra and HDFC, ICICI Bank slashes home loan rates
New Delhi: Private lender ICICI Bank joined the home loan rate cut bandwagon by announcing that it has cut rates to 6.70 per cent for loans up to Rs 75 lakh. The bank said that home loans above Rs 75 lakh will attract a rate of 6.75 per cent.
These revised rates will be available till March 31, 2021, the bank said.