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State to host insurance rate hearing

The hearing information is available online at https://floir.com/siteDocuments/ VirtualRateHearing InstructionsCPIC.pdf. Public comment will be taken through Friday, March 26, and can submitted at the rate hearing or emailed to emailed to ratehearings@floir.com with the subject line “Citizens Property Insurance Corporation.”

Florida Courts Rule an Insurance Carrier s Property Liability is Limited to Direct Physical Loss | Chartwell Law

To embed, copy and paste the code into your website or blog: For years, the plaintiff’s bar has taken the position that a replacement cost policy requires an insurance carrier’s initial coverage payment to include money for undamaged property – otherwise known as “matching.” The Third District Court of Appeal has rejected this argument. See Vazquez v. Citizens Property Insurance Corporation, 304 So. 3d 1280 (Fla. 3d DCA 2020) citing favorably to Homeowners Choice Prop. & Cas. v. Maspons, 211 So. 3d 1067, 1069 (Fla. 3d DCA 2017). In Vazquez, the Third District concluded that an insurance carrier’s liability under a homeowner’s property insurance policy is constrained by the phrase “direct physical loss,” which limits payments for the repair of actual damages, which does not include matching. The court held: “Based on the record before us, we find the . . . judge adhered to the plain language of the policy and Florida law in granting Citizen’s motion in li

Lawmakers blame flood of Florida homeowner insurance fraud on lax state enforcement

Lawmakers blame flood of Florida homeowner insurance fraud on lax state enforcement Tallahassee Democrat 2/9/2021 Jeffrey Schweers, Capital Bureau Replay Video UP NEXT In the last five years, a group of lawyers, unlicensed claims adjusters, restoration companies and others posing as loss consultants and insurance specialists have targeted homeowners who suffered damage from hurricanes and other disasters. The scammers have ripped off thousands of Florida homeowners, offering rebates, deposit waivers and gift cards to get homeowners to sign over their insurance benefits, say lawmakers and other advocates. And it s given legitimate public claims adjusters a black eye, prompting the Florida Association of Public Insurance Adjusters (FAPIA) to seek legislative support.

Man alleges contractors flooring installation negligence led to a fire at his residence

Kevin M. Kelly | de Luca Levine PITTSBURGH – A Western Pennsylvania man claims that improper installation of flooring and the lack of oversight from a pair of contractors he hired, led to a fire erupting at his residence. Giridhar Santebennur of Venetia filed suit in the Allegheny County Court of Common Pleas on Jan. 26 versus Rusmur Floors, Inc. of Bridgeville and Benjamin Marcus Homes, LLC, of McMurray. “Prior to September 2019, BMH was the general contractor overseeing the construction of the residential property located at 509 Villa Drive, Venetia, PA 15367. Prior to September 2019, BMH retained Rusmur to install flooring at the subject property,” the suit states.

Florida Legislature returns to Capitol in run-up to 2021 session

State revenues ravaged by the pandemic. Civil unrest that spiked this past year. The ongoing rollout of the COVID-19 vaccine.  Lawmakers will tackle those issues and more as they begin five weeks of committee meetings on Monday, a lead-up to the 2021 legislative session that opens March 2.  Traditionally, the first week of meetings is an opportunity for newly elected members to receive instructions on procedures and decorum, and for returning members to get up to speed on their new committee assignments.  But tradition has been upended by the coronavirus pandemic. The Capitol is still closed to the public, and there will be limited seating because of social distancing requirements. 

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