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Flowood banker elected Treasurer of Mississippi Young Bankers Council

Flowood banker elected Treasurer of Mississippi Young Bankers Council
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Area businesses receive more than $123 million in PPP loans

Area businesses receive more than $123 million in PPP loans Roughly 2,000 small businesses in Lowndes, Oktibbeha, Clay and Noxubee counties were approved for more than $123 million in federal loans through the U.S. Small Business Administration’s Paycheck Protection Program, according to an analysis of SBA data released Monday. Based on the way the Small Business Administration characterized the data, the total of PPP loans given businesses in the four-county area could have totaled as much as $207 million. The federal program is part of the Coronavirus Aid, Relief, and Economic Security Act passed by the U.S. Congress in March. PPP loans aim to help small businesses keep workers on their payroll during the COVID-19 crisis.

Mississippi businesses keep lights on thanks to PPP loans changes

Rural hospitals largest category to lean on PPP loans Rural hospitals in particular leaned heavily on PPP loans. As a result, medical facilities were the largest category of PPP borrowers in the state. Medical businesses represented the largest percentage of Mississippi loans by amount, 14.8%. Nationwide, medical businesses received about 10% on average. Many of them were in dire straits before the pandemic. Data from the Center for Healthcare Quality and Payment Reform lists Mississippi as having the third largest number of rural hospitals at risk of closure, 41, and it ranks the second worst in the nation in terms of average profit margins. A 2015 report by Mississippi State University listed nine Mississippi hospitals at very high risk of closure, and five rural hospitals in the state have already closed, according to data from the Chartis Center for Rural Health.

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