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Commercial Banks Place Restriction on Dollar Deposits Amid Foreign Reserves

Mutual funds in Nigeria grew by 50% to N1 57trn in 2020 —Report

Banks Slash Dollar-cash Deposits to $5,000 Monthly

By Obinna Chima Nigerian banks have reduced the amount of United States dollars customers can pay into their domiciliary accounts from the previous $10,000 to $5,000 monthly. A top bank official who craved anonymity confirmed the new policy to THISDAY yesterday. However, the new policy does not apply to customers making electronic transfers as well as oil and gas companies and dollar payments into government accounts. The Central Bank of Nigeria (CBN) directive, according to findings by THISDAY, is to discourage the strong appetite for the greenback, which has continued to rise. A report had revealed that about 40 per cent of bank deposits in the top 10 banks in the country was in dollars.

Breaking News | Investors, depositors battle inflation with high yield assets

Views: Visits 10 The Central Bank of Nigeria (CBN) has for six years missed its six to nine per cent single digit inflation rate target. At 14.89 per cent in November, which is 32-month high, inflation upswing has  not only eroded savings account depositors’ interest income but triggered new wave of investments in alternative assets. Mutual Funds, Eurobonds and commodities markets are new choices for investors and savings account depositors seeking higher yields to protect their funds from inflation-induced capital erosion. Foreign investors are also buoyed by higher returns in Nigeria which remains an incentive for sustained capital inflows.  With Nigerian Treasury Bills (T-bills) yield now below one per cent per annum,  savvy fund managers, savers and investors need to work smarter to beat rising inflation with higher good returns on investments, writes

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