FBD disputed this, arguing that the closures did not occur as a result of an outbreak of disease at the premises or areas where the pubs are located.
It said it has never provided cover for pandemics and no-one in Ireland has ever asked for it.
Speaking on the result, Noel Anderson, managing director of Lemon and Duke, told
The Journal.ie: “It should never have come to this. I specifically had taken out a business interruption policy to protect us against Covid-19 and its potential impact on our business. As the court heard during the trial, this was acknowledged in writing by FBD.”
Irish pubs still serving takeaway pints despite Taoiseach Micheal Martin pledge
EXCLUSIVE: The Irish Daily Mirror can reveal bars are serving takeaway drinks to their select clients
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Thank you for subscribingWe have more newslettersShow meSee ourprivacy notice Pubs are serving punters through hatches across Dublin – despite Micheal Martin telling us all to “forget takeaway pints”.
Insurers urged to settle business interruption claims
Updated / Friday, 5 Feb 2021
19:04
Court rules that pubs are entitled to insurance over Covid-19 closures
The Minister of State with responsibility for Financial Services, Credit Unions and Insurance said today s High Court judgment in a number of test cases relating to business interruption insurance claims arising from Covid-19-related disruption was lengthy and complex.
Seán Fleming said the Government s consistent view has been insurers should engage with impacted businesses honestly, fairly and professionally to honour the terms of the policy cover, in line with the Central Bank s Consumer Protection Code. Separately, the Central Bank s Business Interruption Insurance Supervisory Framework sets out its expectations of insurance firms in handling Covid-19 related business interruption insurance claims, Mr Fleming added.
Vintners welcome High Court decision in favour of publicans
Reporter:
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The decision by the High Court that four pub owners are entitled to business interruption compensation from their insurer due to the Covid-19 pandemic is warmly welcomed by the Vintners Federation of Ireland (VFI), the 1,100 publicans who are FBD customers and the wider pub sector.
VFI Chief Executive Padraig Cribben says: “This High Court decision is the first good news the 1,100 publicans who are FBD customers have received since the crisis began last March. Publicans took out business interruption cover with FBD in good faith and the decision by the insurance company to challenge that cover caused huge distress for our members at a time when they were at their most vulnerable.