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Freedom Mortgage Review 2021

Freedom Mortgage Review 2021
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Frontiers | Racism as Public Health Crisis: Assessment and Review of Municipal Declarations and Resolutions Across the United States

Racism in the United States has been cited as a key driver of racial health inequities. Racism as a public health crisis has been in the forefront, particularly with respect to state and municipal governments that have developed legislation, resolutions and declarations. This policy brief includes a review of resolutions and declarations across the US related to Racism as a Public Health Crisis through September 2020. There were 125 resolutions reviewed for content related to the history of racism, reference to racial health equity data, solutions and action steps, implementation and any accompanying funding or resources. We found that the majority of policies name racism as critical in addressing racial inequities in health with limited details about specific actions, funding or resources.

The Rise of Sustainable Bonds for Affordable Housing

The Rise of Sustainable Bonds for Affordable Housing
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What the 2020 HMDA data says about credit union lending

What the 2020 HMDA data says about credit union lending Helps show whether lenders are serving the needs of their communities Is used to inform government decisions and policies Sheds light on potentially discriminatory lending patterns HMDA data is a rich source of insights to understand the mortgage lending market and each institution’s relative performance. 2020 Analytics takes the publicly available data and puts it into actionable insights on their TTAData Vision Portal. Here are some credit union-specific insights we found in the recently released HMDA data, reported for the previous year.  Comparing 2019 and 2020 Total originations increased from $2.45 billion in 2019 to $4.24 billion in 2020, but the market share for credit unions remained steady, right around 5%

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