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The Mortgage Interest Deduction: Tax Subsidy for The Rich Must Go — The Sacramento Observer

OPINION (GREENLINING INSTITUTE) – Before the pandemic, California battled the highest levels of poverty, income inequality, and the largest unhoused population in the country. The state also placed the second-lowest in homeownership per capita. Now due to COVID-19, California can expect long-term budget deficits for the next few years. Yet despite all this, the state continues to subsidize wealthy homeowners through the mortgage interest deduction. By eliminating the mortgage interest deduction on vacation homes and reforming the mortgage interest deduction on primary homes to match federal law, we would free up about $500 million in California’s annual budget. It’s time to peel away a layer of one of the real estate industry’s most sacrosanct programs: the mortgage interest deduction.

Mortgage and real estate news this week: Rent relief, house hacking and more

What Democratic control in Washington means for apartment renters

What Democratic control in Washington means for apartment renters Proposals include an immediate extension of the eviction moratorium for those affected by the pandemic, and longer-term policy changes meant to empower renters and keep their housing situations stable. By Zach WichterBankrate.com (Tribune News Service) Share Men hold up signs at a rally outside of City Hall in Oakland, Calif., in January 2020. The Biden administration is expected to embrace policies aimed at stemming evictions and stabilizing housing for renters. Jeff Chiu/Associated Press In a matter of days, the political landscape in Washington is going to look very different after Democrats take control of both houses of Congress and 1600 Pennsylvania Avenue.

CCDC considers proposals for 17th & Idaho in Boise, ID

W2RhdGEtdG9vbHNldC1ibG9ja3MtaW1hZ2U9IjMyNTQ0YmRhOWNmMTI3NmFlNDA5OGQzZGRlYzhmNTUyIl0geyBtYXgtd2lkdGg6IDEwMCU7IH0gW2RhdGEtdG9vbHNldC1ibG9ja3MtaW1hZ2U9Ijc0NDhjOWVjMDZiOWUxODlhMTkyYTg3ZWEyZDEyMTU2Il0geyBtYXgtd2lkdGg6IDEwMCU7IH0gW2RhdGEtdG9vbHNldC1ibG9ja3MtaW1hZ2U9ImE2NGY0NWI2YTExNjZhNDg2ZjcwNmYzOWJlMzIwMWE5Il0geyBtYXgtd2lkdGg6IDEwMCU7IH0g More housing will come to downtown Boise’s western edge, but what it will look like is still undecided. On Monday, Boise’s urban renewal agency Capital City Development Corporation’s board heard presentations from three developers looking to build income-restricted housing on Idaho Street. Two of the proposals are for 17 units, the maximum allowed on the .4 acre site, but the third hopes to develop nearly the whole block with 45 units by acquiring nearby parcels.

With eviction moratorium end looming, resources for struggling renters

Key resources for struggling renters: Housing vouchers, legal aid Bankrate 1/12/2021 Zach Wichter © Helen H. Richardson/Denver Post via Getty Images Alexandra Loya, 8, horses around with her brother Andrew, 3, while their mother T nia, in back, watches in front of their new Section 8-subsidized home at the Village at Westerly Creek on July 30, 2018, in Aurora, Colorado. With millions of families under threat of losing their homes this year, the Housing Choice Vouchers program, more commonly known as Section 8, will be a key lifeline for low-income families seeking affordable housing. Securing a suitable place to live has long been a problem for low-income families in the U.S., and the issue has only been compounded in the last year by COVID-related financial upheaval. Many lower-wage workers were forced out of the job market as the economy contracted, which made keeping up with the rent even more difficult for many.

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