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are onerous. it some of those rules they are talking about relaxing, ring fencing rules, for example, that applied to challenge banks, they will be relaxed enabling them to compete better with high street banks. there has also been lobbying to water down other rules such as the personal responsibility on the senior managers. i personally have reservations about that because i think senior managers should be taking personal responsibility for their decisions. i am also disturbed by perhaps, more disturbed by the framing of this, which is about growth and competitiveness and the mooted idea that regulators were being tasked with fostering growth and competitiveness. to me that is not what regulation is about. let’s not what regulation is about. let's take one of _ not what regulation is about. let's take one of the _ not what regulation is about. let's take one of the first _ not what regulation is about. let's take one of the first points, just how competitive is london at the moment for investment? i how competitive is london at the moment for investment?- how competitive is london at the moment for investment? i think we have to be completely _ moment for investment? i think we have to be completely honest - moment for investment? i think we have to be completely honest and l moment for investment? i think we i have to be completely honest and say london at the moment is falling