Skyrocketed as did household overindebtedness a veritable scourge that would affect one person in twenty in europe especially in the u. K. Five years the guy me and my husband split up. I actually kicks my husband out and miss out a big impact on my children so i think at the time then i had a lot of making up to do to them and at the time i thought that the way i needed to make up to them was financially so i would just try many out them and christmases i would go ridiculous spend ridiculous amounts of money not thousands of pounds on stuff they didnt need and quickly theyd probably play with once then go in the water. So i straight away if i was certain i did it i took out a loan but then one line was not enough so i had to buy that line back then i took another loan to pay the loan back and the how to start game bigger and the death star game bigger. And it was spiraling out of control. Like many other british people sharon fell into the trap of easy credit with online catalogs where with a simple click one can buy all kinds of products on credit often with annual Interest Rates of up to thirty percent. It was so we say it was so easy to go online and go yeah it was my name my address my details yeah thank you very much moneys in your account so i made them made it too easy for me to get into debt. As for philip he took out loans to supplement his meager pension but he went under when the government abolished his council tax exoneration for the elderly. Whether i do or did three very well because of the worry over the weekend. I was actually going to bed over in a wooden like oh good god ive got to show. To get a bill to apply more scared me throw more. I didnt know what to do. Id lost complete National Company or were. Going to actually do work a few hundred looking for money. I would onto a phony. One of their clubs would outflow from pride that i am proud that that money you know. The bankers were how by the government the banks got into trouble and all the big bankers got big payout. On the government by the banks but i didnt think of the ordinary the ordinary men and women that. Lost money through the bank. So because the bank the banks have been out of the government. The infrastructure for the proof of the contrary to all but disappeared and you know there were a lot of coach. Im just trying to make my own you were to me what you are because its changed yeah ill go on if it is in front of me all right for you and thank. You for the teacher of the year if you want to speak step to us thats fine let me let me just get everything up here for you sharon regained hope thanks to the advisors at step change the u. K. s largest debt charity which specializes in debt problems in two thousand and fifteen they advised on average over one thousand five hundred people a day because in the u. K. The price of economic recovery has been very liberal austerity measures the driving down of wages and drastic cuts in social welfare. The definition of problem is not straightforward our government defined it as anybody who has been at least three months behind their debts in the last six months and thats eight point eight Million People in the u. K. Bad things can happen you know you become ill you lose your job your relationship breaks down here become a casualty most important in most circumstances is you could help to get back on your feet because the cost to Wider Society of people being in debt are huge over half the people who come to us have had to go and see their doctor about Mental Health or other issues t. V. Set and general impulse price of panic with the enforcement. To do needs me and peaceful entry into sound because what theyll do to introduce a controlled good. So i know you know that its me tries to keep the door shut try to act again and so. At the time i felt like it was just may and i would else was financially following and it was only me. That was suffering. Sorry. I thought i was the only one. That was actually having to do with living like this and living with the fear of losing my head a millys not upset. With my children having my children taken away from aches i couldnt look after them properly. By way of a strange paradox people who are deeply in debt feel terribly alone and yet they are increasingly numerous. In france over one person in ten admits suffering from Financial Difficulties like dominic who was made redundant three years ago in strasbourg. He has resolved to go and see the creases association whose initials ironic a stand for. Regional chamber for social overindebted this has become a mainstay of social assistance for those who find themselves in a Financial Data twenty five associations in france six hundred voluntary staff who would like step change still engage in face to face interviews the leak. Do you know. If you want to. Let go thank you. For the favor. Of the. Innocence or when its most true it was a joke. No. Less interest royally that exists in some. Of the the most eerie thing. All the thirty. Second. Video so far. Thats. Him for you. So entreat pursue. You point to the models i feel i want to get hold. Couldnt walk on home. Video. There for me it was the. Wrong. Place with only twenty four meters its interesting to see. What it was and i will. Put off as the who. The voluntary advisors are often former bankers who now retired have decided to change sides as it were their kind of repentance here the volunteers share their past expertise like the chairman of cases strasburg. A former lawyer a voluntary advisor for ten years and a tireless militant in the fight against overindebtedness. Last. The. Day the dont talk i started to. Kick. The muscle. And low on the whole court to show. He he did a stark. He. Says. That he. Will. Reduce it. But it lost in the chaos he lists not only typically australia will the day i see then theyll know. All she. Could pull of monks ski quartzite village will be chaos. Sick a good. Cobol. To say. But also i said the unique model books it is that the sea sick of any dish if you. Look at all in our york. City police some point wedo or haas. Book us and you dont quite know larry i dont know small but i feel called hot babe from new york he says he can see. The deal. Fall in love with your local shows off. The covers of the up you know if you contin filmy buddies you expect get up a good necessary. Call segues a cigar of made all that. Supper Table Service the sliding it. Was all said youve got to go to name that. Supplies somebody that you want lit up simple mickey all they. Said we could if i didnt. Gibson if i must have sensed if i want you to prefer to school no chimp and use. Said im a totally female. Credit to the military so theres been quite. A little bit of going. But. You can. See here. In iceland where the two thousand a crisis really hit hard fanny whose house was repossessed is now desperately looking for a new home. Her debts had reached such a level that the government measures to reduce Household Indebtedness were insufficient to help her shes been taken in by her sister. Its a. Wonder when the head of a columnist. In the multiple. Outlets. Theres a road reserved in your life for and after playing all your mental wreck a friend. Is from another. And im the one who doesnt have you know im going to see a. Companys c. E. O. I go yeah i said i have a son and i thought that the apple. Applied for many clubs over the years so i know the gaming so i got. Football isnt only about what happens on the pitch put a funnel school its about the passion from the fans its the age of the super money just kill you narrowness and spending shouldnt twenty million on one playa. Its an experience like no one else want to because i want to share what i think what i know about the beautiful guy a great so well more chimes for. The base this minute. Heres what people have been saying about rejecting. The only show i go out of my way. Back to. John oliver a Party America is going to say are apparently better than. We are apparently better than. To see people youve never heard of. Back to the next president of the world bank. Sent us an email. Like many of the inhabitants of this little volcanic island in the north of europe fannie thunder self over indebted despite having made no mistakes because here most mortgages our Consumer Price index due to the crisis and the fifty percent devaluation of the icelandic currency inflation soared as a result mortgage payments suddenly doubled and many icelanders found themselves drowning in debt. Their. Going to get us to sit. After school. Or. With a woman it was on the market. Along with. Most expert talking to. Him. When spread liberty you gonna. Get the box. In the millions put it to. Her take it will only. To toss eisemann a Police Escort so. After cue. The book at the bar through the hole in the roof and with the bar thrown millionaires turned. Around this hello. Thank you and. You come after me. But the old. Customers come in your midst youve been important. So solemn in your lawn and acted like them but i. Think you process. After so much interest f. That several million if. As long as a person can pay off their loans they were given the red carpet treatment everywhere but once that person can no longer meet their repayments things get more complicated today most Consumer Credit companies have been acquired by major banks. And financed by credit. Whose Debt Collection agency very eager to stay in touch with their clients you see even in this truck all the difference in them and if you need congress and if you dont mean that you should find. Something. In the states or you. Will feel something. Well but. I think theres a certain point you. Dont want to act against people change. Self destructed of course fellow colleagues. Excuse. Me. Do you david this youll. Only do that that and them all to see all. The usual. Daily fun. Want to take examples that made them and also done them an email but we me it was it i was in and they was a make of it was invert theyll see where you. Like let me suspect. Not. To trust one critter. Want to take a smaller lot of what we. Have to. Do to trust. Clearly to steer through. Your nose into trust. To film. Was a simple something i need to. Keep if you nine hundred dear she to see to it she too to know the strain create the suppressor and once you want it. In the autumn of two thousand and eleven americans took to the streets to protest against the greed and cynicism of their banks huge profits selling toxic subprime loans to probably knew that if they got into trouble the state would step in to eventually bail them out because given their financial clout the whole system would collapse if they were to go under there were simply too big to fail. One of the leading figures in the occupy wall Street Movement is the american anthropologist david graber a specialist in the history of debt and one of the inventors of the slogan we are the ninety nine percent of those who own less than the richest one percent there was about a period of three or four months after two thousand and eight where people. Were all saying you know what is dead anyway what is money what do we have the system is through why is find it so important is this even capitalism to even want capitalism fall open you know all questions seem to be open because everything we do see them turned out to be wrong centrally for thirty years theyve been. Saying well you know capitalism might not be a very pleasant system but its much better these people who are running the system might not be very nice people but theyre really smart and theyre the only thing that works and theres you know they know they understand what theyre doing you dont just shut up and leave it to the experts and it turns out all these people who are supposed to trust their expertise were either complete idiots or scam artists or both how they could imaginably to anything else is beyond. Them what would it be. The. Internet. In spain widespread evictions by the banks of over indebted families gave birth to a vast Civic Resistance Movement in two thousand and nine in barcelona outraged militants set up the ph platform for victims which currently comprises two hundred fifty neighborhood associations across the country. To be among those that. The laws there. Said that in the professionals they eat. And those mean those means that i think is emotionally he said. Yes if you want to get cynthia. I. Dont see. The us. But i guess i think that i mean. There are people those things because eight million me and if we imagine that thats too much and whether mrs miller is a veteran isnt honest you must admit as magill me an email if you matt can say mr wilson theres made. Us know in. The your understand there man that the Main Objective was to reform spanish mortgage lending laws according to which when a Bank Repossesses a property the outstanding debt is not automatically cancelled with the bursting of the property bubble and the plummeting house prices many families found themselves up to their eyes in debt even after having sold their homes. In madrid the ruling conservative Peoples Party plucked the reform but in barcelona on july twenty ninth two thousand and fifteen it was unanimously ratified by the catalan powers thanks to that feel bassist las make a nice move but i guess i mean yes is. A lot about i was this out there yes any particular like you live. In the south yeah. When they. Look anything. Like us is an inner city and. You start there is the. So locals even their interests and i mean the local make. Me. Theres interest of either as a lot of them as in theres a bit of theres interest of other. Companies be saw and theyre warmly malia and all those muses and theyll tell a specialist our inquiry seymours they were not there he remarks during by the way me how. Completely peaceful is to pull in those and when daniel woodrell. Last watched army as he looked a second but what was interesting with family there were those that will go in there is the end of. The thing with them in those medals youre in no way on us in battle on their place or those. The capital i mean this is an army level to us is less than see that the and that is that this is a way to get our. Bush slipped that is a. Good i know i made the law and if it. The situation is particularly worrying in the Northern European countries in sweden norway finland and especially here in denmark where the rate of Household Debt is currently the highest in europe three hundred percent of disposable income double that of the u. K. Triple that of france or germany over the past twenty years the danes have gotten most of the indebted encouraged by governments made access to credit very easy. To. Hold because the vessel only forty year they play a short tournament. A much as you all your life by beautiful out of the olympics theyve won so many of you wise whatever somehow six times. Its a little stiffer story. But a walk sell you on the idea that dropping bombs brings police to the Chicken Hawks forcing you to fight the battle for food. To stop by to tell you that but we gossip a couple of us file for the most Important News today. Off the bad guys and tell you on the cool enough to buy their product. All the hawks that we along with all the one. Loses new when you dont. See the. North through space. Let me. Know. That. You speak french. Musette. I. Receive the gun. Myself over your little government thing in the morning. Were here down to keep the good you picked a windy day lindsey like the. Weeks top stories. For a second wave following his decision to recognize jerusalem as israels capital clashes between palestinians and Israeli Police and death. President putin kickstarted the withdrawal of Russian Troops from syria during a surprise visit in the wake of the military chiefs to clear defeat in the country