Morning. We will stay on the Affordable Care act and get your experience with the law. 2025 853 881. Democrats, 2025853880. , 20 25853882. Journal cail us, span. Org. Let me begin with the front page of the Atlanta Journal constitution. Health law is delayed. The deadline has been pushed back amid technical issues. This is what they report. From the Associated Press the white house said Late Wednesday that it would allow purchasers more time to sign up without facing penalties. So that from the white house last night. The penalty being postponed. Both the Los Angeles Times this morning healthcare rollout under friendly fire. That from two papers this morning. We are getting your take and we want to hear your experience with the Affordable Care act not just since the launch of the website but since the law was put on the books in 2010. What has been your experience with it . Good, bad, or otherwise, we want to get your take this morning. The white house has created a youtube website, posting stories from people who have had good experiences with the website. Republicans plan to rollout their own website where people can go and talk about the healthcare. Gov site. Going outside of washington today to get your take. Dave first in louisiana, an independent caller. Caller how are you today . Maam, i have insurance, but the reason i am calling in is this great fixation with the rollout. If we would look back in the history when Social Security came into play in medicare, we had these same type of problems. Reason, everybody is jumping on the bandwagon, it did not come out like it should have, but they have failed to realize that there was some good that was done. If we would just take our time and hold our breath, just long enough to make sure that this thing works, we would see that it would be something good for everybody. Host have you had any personal experience, or friends or family who have had experience with the Affordable Care act . Caller i have a brother who got turned down because of a pre existing condition, and he got through with flying colors. I know for sure that we are happy now that he has insurance. He can go to see a doctor. ,hat should be the big picture people being able to go and see a doctor when they need to see a doctor. Host ok, dave. Lets hear from debbie, next, from burlington, north carolina, a republican caller. What is your experience with the Affordable Care act . Caller i recently got my insurance quotes, and my rate is going up 96 per month, so we are close we are talking close to 1200 dollars a year. The Affordable Care act is not affordable. This thing is a turkey at no amount of dressing will make it palatable. Host are you interested in watching todays hearings . We lost her. Patricia, louisiana, democratic caller. Caller good morning. Thatended to convey pertaining to the original quality the original quandary the initial quandary is not directed by obamacare, therefore it is indicative for the rescinding of obamacare pertaining to it is egregious to admonish the populace for not enrolling in the Health Care System. I wanted to advocate a senators proposal pertaining to literally driving a gratuitous Health Care System indicative for the populace to invest, to facilitate practical gains. That proposal was proposed a few years prior, but it was never passed in the house of representatives. I do not comprehend the reason it was rejected because it is the most effective matter to facilitate for an impetus for the populace to enroll in a healthcare system. Host on twitter, ron tweets in i wonder how the contractor will spin it so that the glitches are bushs fault. Hhs secretary Kathleen Sebelius will not be on capitol hill today, but she will be there next week on wednesday, october 30, testifying. We will have coverage of that as well. Washingon journal early. Weet from Michael Tackett blame game starts. Obamacare vendor says u. S. Government the ultimate responsible party. Pat from pennsylvania, a democratic caller. Is truly astonishing when you begin to truly evaluate the obamacare system, and i guarantee you there is probably sabotaged, massive groups of the websiteteaming system. Dont get me wrong, i will get Free Health Care for the rest of my life. Reality, if i were selfish than i would say they should not be entitled to health care. We can pay out 85 billion to bonuses. I think it is only fair that we provide some access to people for health care that is affordable. And i got to tell you, the republicans were not squawking when george bush signed into law a pharmaceutical bill that cost the American People 300 billion plus per year. Just shocking, the hypocrisy of the Republican Party in this. Host we mentioned earlier that democrats are concerned about the glitches with the website and have asked the administration to delay the penalty for those that do not get insurance in time. Storyco tweeted out this this morning senator joe manchin working on legislation to delay fines for those who do not enroll in obamacare. The Atlanta Journal constitution had it, the deadline extended for Health Coverage six extra weeks before the penalties kick in. That in the Washington Post this morning, too. If you are interested in that. Other headlines in the front pages of the newspaper on the healthcare law the wall eet journal host that is happening, as we told you. And then in the Washington Times this we turn to all of you morning, going outside washington, to get your experience with the Affordable Care act. Since its inception, have you liked the law so far . Have you tried to enroll . 202, 5853881. 3880crats 202585. Gary, good morning. Caller i just wonder why the one side all they can talk about in this Affordable Care act is what it is going to do. We give you this, we give you that, and they will never talk about price. Where the republicans hammer away at costs, which is true figures. But you will never hear a democrat talk math. All he wants to talk is what else can we give you. Culturewe are raising a of dependency that just keeps growing, growing, and growing. Host rod in tennessee, a democratic caller. Hi, rod. Rod, youre on the air. Good morning. On the air. Welcome to the conversation. Let me move on. Karla in ohio, independent caller. You doing today . Thank you for taking my call. Insured, i have always been self insured. Since i have been giving a lot of ash getting a lot of information from my carrier, i called the person i originally bought insurance from, my sales insurance person. Up 70 ance has gone month starting in december. I had to stay with my carrier who i have had for years. , myonly other choices navigator told me my premiums would go up substantially in till 2018. Until 2018. We will be forced into oh, care we will be forced into obamacare, forced, everyone. My only choice would be to go into obamacare. That means the government would pay my 3600 a year. My deductible would then go up to 6,000 per year and i would pay a couple hundred dollars a year. I do not think it is fair for other working people to pay for an individual like me for 3600 a year for me to get the same thing. So my insurance is now going to be going up one third extra. This is a broken system and it is not fair for people that take no responsibility for themselves. Other people that make more money are going to be paying for me and everybody else. Host we appreciate you calling in and sharing your story. What has been your experience with the Affordable Care act . The Washington Times french page front page about what the speaker had to say. Here he is in his own words. [video clip] been onocus lately has the website. Clearly there are problems with the website, but the problems go much further than that. How about the report over the last couple of days of the hundreds of thousands of americans who are finding out that they are going to lose their coverage because the plans they have today do not qualify under obamacare. When you begin to look at these hundreds of thousands of people, i think what you will see at the end of october are more americans are going to lose their Health Insurance than are going to sign up at these exchanges. His is a very serious problem it is affecting our economy, and it is affecting the ability of the American People to find a job that will help them take care of them and their families. Speaker john boehner talking yesterday about the rollout of the healthcare law and healthcare. Gov. That will be the top du jour the houseng when Committee Hears from the top contractors. If your state did not set up an things easy for you, blame your governor for forcing you onto the fed site. The New York Times this morning, it says it is a lengthy piece inside the New York Times, if you are interested in reading it. This chart shows the National Average of monthly premiums for a 50yearold buying a silver numberries based on the insured in the individual place of residence. Right here if there is one insurer in your place of residence, a 50yearold buying a silver plan has a minimum 200, aof a little over maximum of over 600. As the number of insurers grows, you can see how that decreases. We are getting your take, your experience with the Affordable Care act. John in trenton, new jersey, a republican caller. What has been your experience . Caller hi, greta. I am on medicare. I am just host we are listening, john. Caller i think the tax penalty is kind of a canard. The reason for that is because the irs can only connect collect a penalty from your tax refund. The 47 of people who do not pay income tax, they cannot collect the penalty from them. The 56 of us who do, if we adjust our w4 so we dont get a refund and we have to pay a little bit towards the end of our taxes, how is the irs going to collect the money . Just my fault on that particular part of the law. If i am wrong, i would like someone to correct me. Host you are saying that the news this morning that the white house has agreed to a six week penalty, theree is really no there there . Caller right. I think the whole thing is kind both ends are trying to make their political points, and that is the whole shame in this whole thing. Everybody is playing politics with this, and it is affecting peoples lives. Host are there parts of the healthcare law you like . Caller not particularly. You get all of these wonderful calls of people getting helped. Helps some people, but then other people have to pay more, so it seems like the people who are paying more are helping the people paying less, and it seems unfair to meet that you are taking money from one group to give to another group. Host in other news, front page of the New York Times host this piece goes on to say that last week, glenn greenwald, who had worked for the guardian, included a deal with one of the ebay founders that aims to set up a new media platform to publicize other revelations about the data that mr. Greenwald now possesses. So there is more to come on this new site that is being set up by one of the ebay founders. In the guardian, the same headline this morning. Obama are youto bugging my phone . Cnn, reports that the u. S. Ambassador has been summoned to meet the German Foreign minister over concerns of monitoring the chancellors phone. All that happening this morning. We go to gym in fairfield, connecticut, a democratic caller. Hanging on the line. Go ahead. Caller i am in connecticut. I presently have my own insurance privately. On october 1, i logged into the state exchange. I did not have any trouble navigating the system. I enrolled but i did not pull the trigger and purchase a plan because when i saw the prices of the premiums, i was shocked. I tried to navigate around the system to roll back and redo the expense, and then i realized i was entitled to certain credits. At that point i was able to see a lower premium, but one of the deficiencies of the exchange was you were not able to compare sidebyside various plans and the future of each plant. Of each plan. I called the helpdesk and i did not get a lot of good support. I do not think they are adequately change, they are adequately trained, but they did try to help me. Point go forward at some before january 1 and purchase a plan, but i also dont know if my existing private plan, if i will be a will to carry that forward. I have not received any medication from blue cross saying it would be active or canceled. And force me into the exchange. Either way, i want to see the Affordable Care act succeed and hopefully step forward to a singlepayer system. Host what do you think about delaying this individual mandate for a certain time, extending the deadline a little bit . I think we could delay on that if we get the federal exchange up and running. We can delay that decision. I think there should be a cutoff date may be by december 1 before we made a decision. The federal government should hire the person who created the Connecticut Exchange because that person was involved in the massachusetts exchange. Get someone who really has success in this, but someone with no success in it. Hire the hurson from connecticut to work on the medical exchange. Many do you know how Insurance Exchanges are competing in connecticut . Caller when i saw it, there e austro participant that participating in it. It was very streamlined, simple to navigate. Host so you have already been on, no glitches . Caller there are glitches as far as backing up, as far as user error. Error, call that user which is normal. It is a new site. Thank you very much. Host the aca is not a mess because it is obamacare, obamacare is a mess because it is universal health care. Island,sterly, rhode democratic caller. I have wondered many effect this is going haveve on the people who problems, the socalled law. Because kristen scientist and because christian scientist and other religions have a powerful of version a powerful of version a powerful aversion to medicine that they would have to have. They would have to buy insurance , part and parcel of their life. Not to mention about this , it intrudesystem on the privacy of american citizens. Personally, the First Amendment right of american citizens are going to be violated. Not to some people, but violated very egregiously. Host i want to give you some other headlines here this morning. Yesterday we told you the president had met with tiestans premier to mend there. The Washington Post has this on their front page story. During the early years of the campaign, the cia even used pakistani airstrips for its predator fleet. The new yorkm times this morning. Asked the meeting, he had mr. Obama to halt american drone strikes. The president did not respond publicly, saying that the two sides needed to find ways to fight terrorism that respect pakistans sovereignty and the concerns of both countries. The front page of usa today, the next fight for the d party for the tea party on capitol backers sentparty targets,ts set new farm subsidies. On the front page of usa today dea. The front page, hot seat for rib site holders for website builders. We will have live coverage on c span at 9 00 a. M. Eastern time. We will and we will and the washington journal a bit early to cover that. Christine, a republican caller from michigan. Hi, christine. Caller ok, what i want to say is i think it is truly not about health care, it is about power. Know, under this, there is nothing that they cannot dictate to us of what we are going to need to do. My husband and i went down last week, because we do not have a computer, to basically check it out, i guess you would say. What we found out was our 480 a would be like month. My husband is on disability and is only getting 21,000 a year. So i dont understand how they think People Like Us are going to be able to afford that anyway. To me, it is very unaffordable. We have no extra money at the end of the month, so that is basically what i wanted to say. Host christine, what do you think should be done . You are a republican. Should republicans try to delay or defund the law . Not haveersonally i do a problem with them defunding it if they can do it, but it just seems like there are so many other avenues that they could have taken if they really wanted to help people. They could have expanded medicaid or medicare, for one thing, without going through all of this conglomeration that i do not even think they understand. Effort toics of the repeal the law, defund it, delay it what is the alternative . The republicans are offering as an alternative . Caller i really do not, actually. I am not sure i have really heard an alternative. But myself, i think that they could have expanded medicaid and medicare and included more people in that, because those systems are already set up. That would have been very simple. To me, of course, i am not the government but that would have been a very simple solution, and then they could have picked up these people that cannot afford insurance, basically. We have always had insurance, and then when obamacare first got past, the company my husband he lost his insurance january 1. He has a lot of health issues. Host thank you for sharing your story. We will keep getting your take, your experience with the Affordable Care act. Joining us on the first joining us on the phone is jeff shapiro, a columnist for the Richmond Times dispatch, giving tonightsew of gubernatorial debate. Who has the most to gain and the most to lose in the debate tonight . Recent pollsst suggest that mr. Mcaul