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Tipping where it is prevalent in industries where people are paid very little, their actual wages, particularly in the restaurant industry. has tipping become a crutch for the restaurant industry or businesses to be able to get away with lower wages? bifurcat respect to the minimum wage. it's $2.16 for the federal minimum wage where there also tipping. so this is i agree with anthea. when i look at these people i'm tipping, i'm thinking $2.16. they've got to make up the rest. and they haven't recovered yet from the financial crisis and economic christmas. people still are not flocking to resta...

Inflation. but still surcharges in 2012 average $2.16 at banks, $1.99 at credit unions. it's still quite a lot if you have to go there. i want adds up. but here's the good news. the silver lining. that is you do still have a lot of ways to get your cash without incurring fees. you can do things like use atms within your own financial institutions network. also some financial institutions that participate in surcharge free networks so there's ways to get around it if you know how to. >> okay. cnbc maddy drury. britain "sunday times" is out with a list of people who don't have to worry about thi...

Cash. the only easy way to do that is the gold party. ib stead of selling practice, precious metal. >> guests bring their baubles and sell it for instant cash. fun money. when i do a gold party i pay 70% of the value. so i make a 30% return on everything i buy. >> with gold prices at over $1,500 an ounce, the party are a big hit. >> the interesting gold kind of reflex, what is happening with the economy. people are afraid and want to put money under their mattress. gold has been appreciating. >> it comes out to $12.16.

Investors as a way to get cash. the only easy way to do that is the gold party. ib stead of selling practice, precious metal. >> guests bring their baubles and sell it for instant cash. fun money. >> when i do a gold party i pay 70% of the value. so i make a 30% return on everything i buy. >> with gold prices at over $1,500 an ounce, the party are a big hit. >> the interesting gold kind of reflex, what is happening with the economy. people are afraid and want to put money under their mattress. gold has been appreciating. >> it comes out to $12.16.

Deaths and they already botched it and it could be two serious repeat offenders. i don't have them going after the reaped offenders and taking serious care of them but i am worried of the overreach of power grab and instituting different rules and regulations for the eggs because in my mind the ultimate at this . thing, we have there case free thing in california. >>neil: and regardless the prices of eggs soaring. >>guest: they have been coming down since 2008 but i predict if the senate passes this bill $2.16, and that could be this year. >>neil: eggs are in a lot of things. >>guest: already ...