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Hi, i'm richard lui. secretary of state john kerry says he's hopeful as the iran nuclear talks wrap up their 16th day. there are reports a deal is close. though u.s. officials caution some major issues still need to be resolved. tomorrow's the latest deadline in the negotiations. and the average price of gas dropping 2 cents over the past two weeks. the lundberg survey says the national average for a gallon of regular is now $2.83. now back to "caught on camera." helicopters are invaluable for tv news organizations, helping to report on traffic and breaking news and getting reporters to th...

Just $12,000 last year. >> i just feel that walmart should pay us more than enough to support our families, more like 25,000 a year. >> reporter: are you able to get by on the money you make from walmart? >> not at all. >> reporter: she is part of the protest group "our walmart" an association of disgruntled employees. along with others they've tried to pressure walmart enlisting members of congress, city councils, anyone they can, arguing that the superretailer is essentially exploiting the hunger for jobs. walmart, however, has pushed back howard. president and ceo bill simon. >> our pay is ...

Retailer is essentially exploiting the hunger for jobs. walmart, however, has pushed back hard. the president and ceo bill simon. >> our pay is in the top half of what retail offers. what our industry offers. >> reporter: walmart u.s. cites a litany. they have 1.3 million employees with more than half full time. the average pay is $12.83 an hour. more than $5 above minimum wage and more than the average rate for all hourly salespeople in america. >> our management team, our assistant managers start around $55,000 a year. our store managers start around $100,000 a area. the math clearly works...

Can take some of the blame but not all. reporter: isaac still dumping some heavy rains along the gulf coast region. many refineries are still shut down right now. some of them are operating at reduced rates. but about 1.3 barrels, i should say million barrels of refining capacity, have been affected by this storm. that is what is driving up as prices at the pump. in fact, aaa reporting that national average jumped another 2 cents of $22.83 is a national average. that is up 30 cents from just one month ago. those that are seeing the biggest jump in prices are louisiana, mississippi, and all the...

All-time lows. freddie mac saying the rate for a 30-year mortgage is at 3.53%. while the rate for a 15-year is at 2.83%. so is now the right time to switch up your mortgage and how much will you really save? joining us from nashville, tennessee, is personal finance expert dave ramsey. good morning, to dave. >> good morning, how are you? >> anna: fantastic. you say that there's a huge difference between this 15 and 30 year mortgage and you say always go with the shorter. >> always go with the 15 year fix. the difference monthly is almost nothing and obviously we just saw the screen there that t...