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Regulation around dodd frank. what's that's done is opened up the community banks to lending in rural area. the combination of those two things are really starting to kick in. if you look at what economists look at, the tax-cut usually takes 12218 months to see a robust effect. you got all that going on plus the repatriation. >> that's right. you have an investment boom. a capital investment boom which should lead to a long-term positive growth trend. the magic wand that president obama, the magic wand is optimism, delayering and incentivizing businesses to invest back in america. >> and you i...

Up the community banks to lending in rural area. the combination of those two things are really starting to kick in. if you look at what economists look at, the tax-cut usually takes 12218 months to see a robust effect. you got all that going on plus the repatriation. >> that's right. you have an investment boom. a capital investment boom which should lead to a long-term positive growth trend. the magic wand that president obama, the magic wand is optimism, delayering and incentivizing businesses to invest back in america. >> and you incentivize them by getting government out of the private se...