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Disappointment to the republicans. the biggest disappointment is, the law is here and the law is going to succeed. >> and the good news is that starting on tuesday, people are going to go to healthcare.gov, look at these options, and it's going to become a deeply personal decision. they'll tune out all this rhetoric you hear, ted and jeff and marco, all your friends that called in, and it's just going to be, what works best for me? what works best for my family? what are the prices? do i qualify for subsidies? >> and is there a cap for all of this? not only can you not be denied coverage, but ...

Who? (sighs) geico. fifteen minutes could save you...well, you know. >> peter: it's just the latest of a series of delays by the president on obamacare. now the limit on out of pocket costs pushed off another year. look at this, for a family, the cost was supposed to be capped at $12,700. but with the delay, actual premiums for families will be closer to $16,000. joining me now is betsy mccoy, former lieutenant governor of the state of new york and author of a great book "beating obamacare." your handbook for surviving the new health care law. who is getting hurt by this? are these victimless ...

Obamacare delay, wendell? >> reporter: well that delay affects the cap on out-of-pocket expenses for some people whose insurers use different companies to manage medical bills and prescriptions. they haven't yet figured out a way to accurately combine those out-of-pocket costs when different companies bill them. so they have applied the cap to each. insurance industry experts say there's a learning curve. >> they're actually trying to recreate many of the functions that the insurance companies have spent hundreds of years getting good at doing. what they're going to learn is, this is not so ea...

Exceed $6,350 for an individual, $12,700 for a family. bill: now insurers can set a higher limit or no limit at all. what's this all about? >> reporter: apparently it's about computers. they say we didn't have the computer systems in place. we need another year. in the meantime people watching the show you could probably end up paying more out of pocket expenses. some of these insurance policies could have no limit at all. bill: i thought the law was designed to help the uninsured. >> this is the second major thing that's been tweaked. they also got rid of the

Curve down. prices 15% in the last 2 1/2 or three years. >> clayton: senator mike lee was on greta last night and said when you start to play politics with people, you always run into problems. listen. >> when we play politics with the american people, everyone loses. especially on an important issue as important as this one. i mean, look, the fact is that nobody wants anyone's health care getting taken away. in fact, that's one of the reasons why i oppose obamacare. that's one of the reasons why i'm so strongly opposing funding for obamacare is because it's going to make healthcare more expen...