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Yale and harvard and middle class kids depending on these loans maybe we will just have v. to say, too bad, college is only for the ric richys? >> john: i don't think that will happen. there are are still plenty of loans out there. if the bank says this is a smart kid and he will have a job and pay this back. the unemployment rate for college grads is 5%. there are many far needier people. how about ugly people and short people. they make less. do we need to forgive their loans, too? >> life is tough all over, no doubt. >> john: and less tough than it used to be. >> i think that we ought to be...

That is the fda's mandate and thinking that way is intuitive. but lawyer jonathan says what is in too waive is wrong. why? >> the regulations are costly and burden some and prevent essential medical apps from getting into the marketplace. >> john: it might kill me if they are not made right. >> they are being developed by doctors and experts. there are over 200 million mobile medical apps in the marketplace today and not a single complaint that someone has died or been seriously injured by a single one. >> what is the harm in letting the government make sure it is safe and effective? >> there ...

Superimage that was better for diagnosis. >> right here on your phone. >> right on your phone. to get that through the agency took two and a half years and cost them hundreds of thousands of dollars. all the while it could have been in use and ultimately it was approved. it is that kind of delay and multiple inquiries coming from the agency on ridiculous things many times that really hurts the american public. >> john: and there is a bias in the reporting and we in the media mess this up because if something does go wrong we make a huge story about it and your fellow lawyers get rich suing a c...

>> so much discretion in their hands they sit like emperors reigning over this stuff. >> john: we would like to hear from the fda on this. if you are an fda person who wants to be on the show. give us a call. up next, the government's plan to protect you from street vendors who sell flowers. [ male announcer ] one-hundred-nineteen data points. this is what we can gather from an ordinary crash test dummy. two million data points. this is what we can gather from a lexus crash test genius. [ engine revving ] when you pursue industry-leading safety, you don't just engineer breakthroughs in simulat...

>> john: a woman would use this for self- >> that was kept off the market for ten years. cost millions of dollars to get it through the fda. all the while, doctors around the country are clammerring for it because it is so beneficial. what is the risk involved with that. >> i don't hear the companies complaining about the evil fda being too slow. i hear the big companies saying we like the regulation. >> it has a great andty competitive benefit if you are in the sack with the fda. when you are outside there is another risk. if you raise your head above the parapit and become vocal in your crit...