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Therapy practice. making it tough to pay off her idle loan. nearly $1,000 each month with $80,000 to go. >> all of the cost of everything have gone up. we can't pay the staff what we like to pay the staff. the whole business is still suffering and this is adding insult to injury. >> reporter: the small business administration said struggling businesses could declare hardship and make small partial payments for six months. but interest keeps accruing forcing owners like lisa klein to weigh short-term protection against a big bill down the line. >> we have no choice. if we don't keep paying it, ...

Businesses can declare hardship and make small partial payments for six months. but interest keeps accruing, forcing owners to weigh short-term protection against a big bill down the line. >> we have no choice, because if we don't keep paying it, it's going to accrue more interest. >> reporter: another survey from that same small business association found that right now business owners are feeling less and less optimistic about 2023, and that potential recession, and, jake, all of those uncertainties are adding to the stress of having to pay back these loans right now. >> gabe, thank you so m...

There's a whole long list of benefits that are accruing to the individual that are enabling both new content and access to information, but also enabling them to earn a livelihood that they wouldn't have otherwise been able to earn... well, we... yeah, at the same time, the aggregation of content, by the way, just to say something about this point, has always been a problem in media, and there have always been significant holders, whether it's news corp or — i know bbc is a public service, which is tremendous, the quality of that — but many of the public services have not reached the same ...

I will say... ..in the last couple of years since covid, shopify saw the number of stores increase by something like from a million to three—and—a—half million stores. these are small businesses that otherwise didn't have the ability to earn a living. individuals operating primarily in the united states, but really, now around the world that can now create a commerce, that can create a business that they couldn't otherwise have afforded to do. we're seeing people find new—found careers by being content creators on the internet. there's a whole long list of benefits that are accruing to...

Of millions of people around the world in an extraordinarily positive way. there are social networks that kids are on where they're being influenced with negative content that's causing adverse behaviour in the real world. both are true. i will say... ..in the last couple of years since covid, shopify saw the number of stores increase by something like from a million to three—and—a—half million stores. these are small businesses that otherwise didn't have the ability to earn a living. individuals operating primarily in the united states, but really, now around the world that can now crea...