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What to Know about PPP Appeals and Next Steps - After the Economic Aid Act: An Updated Guide to the PPP Loan Forgiveness Review and Appeals Process, ‎Part 4‎ | Schwabe, Williamson & Wyatt PC

With recent updates to the Paycheck Protection Program (“
PPP”) due to the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (the “
Economic Aid Act” or “
PPP2 Act”), new forgiveness application forms, and the Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (“
2021 Forgiveness IFR”), borrowers may have new PPP-related questions, and are encouraged to view articles from our recent four-part series,
After the Economic Aid Act: An Updated Guide to the PPP Loan Forgiveness Review and Appeals Process:
Initial Takeaways and Agency Guidance for the Latest PPP Updates
Grounds for SBA Review, the SBA Loan Review Process, and Borrower Items ....

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Initial Takeaways and Agency Guidance for the Latest PPP Updates - After the Economic Aid Act: An Updated Guide to the PPP Loan Forgiveness Review and Appeals Process, ‎Part 1‎ | Schwabe, Williamson & Wyatt PC

On January 19, 2021, the Small Business Administration (the “
SBA”) in consultation with the Department of Treasury (“
Treasury”) posted new forgiveness application forms and the Interim Final Rule on Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act (“
2021 Forgiveness IFR”). The Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (the “
Economic Aid Act” or “
PPP2 Act”) was enacted on December 27, 2020.
The forms and 2021 Forgiveness IFR are effective immediately, and the rules in the 2021 Forgiveness IFR apply to loans that were made in 2020 but for which the SBA had not yet remitted forgiveness to the lender.
To explore this new information, we created ....

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Why You May Want to Wait to File for PPP Loan Forgiveness and Other Tips - Update #6 | Schwabe, Williamson & Wyatt PC

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Most Paycheck Protection Program (“PPP”) borrowers are working toward full forgiveness of their PPP loans and are anxious to get this process started. A borrower generally may submit a loan forgiveness application any time on or before the maturity of the loan including before the end of the covered period if the borrower has used all of the loan proceeds. But that does not mean a borrower should submit a loan forgiveness application as soon as possible. There are many considerations you should take into account when deciding when to submit forgiveness applications to the lender. Patience and adequate preparation might be more than just virtues in the PPP loan forgiveness context; they might lead to financial benefits for borrowers as well. This article discusses the timing considerations and other items that might affect a borrower’s decision to submit the loan forgiveness application to its lender. ....

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