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Overly excessive promises and estimation of what would be there like we have done with social security and medicare and other programs, the reality is the fund is running dry and the reality is we have to do something to address that and i can understand people in michigan saying, promise made, promise should be delivered but the reality is, in this present environment as we discovered in scores of industries, private and otherwise in this country, you have to adjust to the reality which says we cannot afford it. so if people have to kick in more in michigan, live with it. guess get -- >>guest...