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All right. we're back here in mcdowell, west virginia. judy, you intimately know black lung, and that's a specific ailment that affects a lot of people here. what is at stake in terms of it the affordable care act and its repeal for folks that you know and love? >> with the black lung, before the affordable care act, you know, president nixon signed that the coal miners would be compensated for their health because their life is going to be shortened by the black lung and it does come from the occupation. president reagan then made it so hard for the miner to prove he had black lung. it could ...

All right. we're back here in mcdowell, west virginia. judy, you intimately know black lung, and that's a specific ailment that affects a lot of people here. what is at stake in terms of it the affordable care act and its repeal for folks that you know and love? >> with the black lung, before the affordable care act, you know, president nixon signed that the coal miners would be compensated for their health because their life is going to be shortened by the black lung and it does come from the occupation. president reagan then made it so hard for the miner to prove he had black lung. it could ...

Like handing someone a blank check, it doesn't mean you have money it's you have a check. you can have an insurance card but that doesn't mean someone is going to take it and sure doesn't mean that it's going to be affordable and there's a big difference between having a card and having health care that's affordable and that's the difference we're trying to solve right now so when it comes to communication i think one of the things that's really helpful is that part of the sell is done for us. the american people understand the state of their health care. they understand how much they're payin...

What we've seen over the last few years with obama care, you could have an insurance card but that doesn't mean someone's gonna take it. it sure doesn't mean that it will be affordable. there's a big difference between having a card and having health care that's affordable. that's the difference that we're trying to solve. when it comes to communication, one of the things that's helpful is that part of the sale is done for us. the american people understand the state of their health care. they understand how much they're paying. they've gone to see a doctor or gone to a hop or had a notice fro...

For example, for automobiles still have access to that market. >> right, but and it's hard to make that comparison, the people that can't gate high risk autoinsurance is because they're bad drivers or they' had, you know -- it is -- wther you're talking about health and preexisting conditions, preexisting can come you're born with an ailment. that's what i mean. is like why penalize -- why create a similar system in insurance, you're paying your own penalty for bag bad driver? >> chuck, again, i agree with you, what i'm saying is the assigned risk pool can spread that cost, that risk, across v...