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The unintended consequence of RBI's new card rules

The unintended consequence of RBI's new card rules
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Digital payments market will suffer from a lack of a revenue model say industry heads

3 hours ago
“There is a market distortion” in the digital payments industry today between incentives for earning revenues and growth, according to Sameer Nigam, chief executive officer, PhonePe. While the National Payments Corporation of India (NPCI) recently issued guidelines for its market share caps on the Unified Payments Interface, Nigam believes that without a merchant-discount-rate future investments in the sector could be threatened.
Nigam was speaking during discussion organised by Moneycontrol on the Future of Digital Payments in India on Clubhouse, the audio-only meeting app. Other participants in the discussion included Dilip Asbe, CEO, NPCI; Harshil Mathur, CEO, Razorpay; and Vikram Vaidyanathan, managing director, Matrix Partners India. ....

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MEITY recommends using blockchain for public projects, creation of National Blockchain Framework

February 4, 2021
The Ministry of Electronics and Information Technology (MEITY) has recommended the government create a National Level Blockchain Framework (NLBF) to encourage the adoption of blockchain technology across a variety of public use-cases. The ministry’s draft National Strategy on Blockchain proposes that various public projects can be brought on to a blockchain platform for digital identities, land records and official documents and healthcare, among other areas.
The report recommends that the government create a legal and regulatory framework for the adoption of blockchain technology in various public and private areas, while at the same time build capacities on blockchain research and innovation to compete with other nations. At present, there are various efforts by government bodies and the private sector to use blockchain technology. But in order to effectively scale the technology, there is a need for scaling deployments, explore various domains, emerge ....

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Google-Fitbit deal closes amid ongoing regulatory proves in US, Australia

Google has closed its deal to acquire fitness wearables company Fitbit,
even as probes by competition regulators in the United States and Australia are yet to conclude. The Alphabet-owned company has stressed that “the deal has always been about devices, not data”. The announcement comes nearly a month after the European Union (EU) approved the deal, subjecting Google to certain restrictions such as keeping Fitbit data siloed from Google’s ad business.
We worked with global regulators on an approach which safeguards consumers’ privacy expectations, including a series of binding commitments that confirm Fitbit users’ health and wellness data won’t be used for Google ads and this data will be separated from other Google ads data. ....

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WhatsApp unveils 'four-pillar strategy' for India- Business News

WhatsApp unveils four-pillar strategy for India
The strategy involves growing small business ecosystems; provisioning easy access to businesses; growing the volume of digital payments; and investments to drive social impact, along with other partners
BusinessToday.In | December 16, 2020 | Updated 17:40 IST
WhatsApp has come out with a four-pillar strategy for India. Abhijit Bose, Head (India), WhatsApp, came out with India-centric four-pillar strategy during Facebook Fuel for India event today.
The strategy involves growing small business ecosystems; provisioning easy access to businesses; growing the volume of digital payments; and investments to drive social impact, along with other partners.
Grow small and micro business ecosystem: WhatsApp plans to continue innovating and bringing-in new features to the WhatsApp Business application, which will directly cater to enable small businesses and kiranas to build better efficiencies. ....

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