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Ask Rusty – Delayed Claiming; Am I Now Getting the Right Amount? AMAC Certified Social Security Advisor Russell Gloor Association of Mature American Citizens Dear Rusty: I am having problems getting answers from the national Social Security office or the local agent who I first spoke with to apply for my benefits. I am 70 in January 2021 and applied for benefits at the end of August 2020. I asked to have benefits start in October 2020 with my first payment received in November. I was told that the benefit for applying at age 69 & 9 months would not be received until January of 2021. Until t...

Ask Rusty - Did My Wife Get A “Notch Baby” Benefit Increase? AMAC Certified Social Security Advisor Russell Gloor  Dear Rusty: I was born in May of 1930, and my wife was born in April 1931. My wife claims she received an increase in her Social Security benefit due to the “Notch Baby” provision. Is she correct about this? Signed: Inquisitive Husband Dear Inquisitive: Allow me to clarify for you what your wife is referring to, and you can use your own judgement on how to present the information to her. So-called “notch babies” are those Social Security recipients who were born ...