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governor paul la page. and records smashed from the midwest to the east coast. and now a new record. this past year has been the warmest ever for america. so turn up the ac, grab a cold drunk. "cnn newsroom" begins right now. good morning to you. thank you so much for joining us. i'm carol costello. right now, president obama is just about to head to the heartland. he is visiting the battle ground state of iowa and reaching out to middle class voters. that's who would most benefit from his plan to extend the bush era tax cuts. >> here's what's going to change. basically if we don...

Commentators making a great point, you have insurance companies that simply have to charge these outrageous premiums or bail out of the availability to provide any sort of insurance, because they cannot cover the risks. for average americans out there. it feels very much like what was going out in the late 2000s, where we had those balloon payments, and mortgages for folks that simply had really bad credit. maybe they should have gotten the load to the first place. ultimately, it is going to be the american patient who is hurt by this for there's another group. the group that i represent every...